BeneficiaryFirst
Independent Trust Review

What is your trust costing?

Someone should be reading those trust statements for you. Now someone is.

An independent, plain-English review of your family's trust — the fees, the performance, the conflicts of interest — with specific numbers instead of reassurances. If everything is fine, you'll finally know why. If it isn't, you'll know exactly what it's costing.

See a sample review →
Illustrative example — not an actual client
≈ $185,000 over ten years fees alone: $14,000 a year Year 1 Year 10 1.4% a year in unnecessary fees, compounding

A trust holds $1 million in mutual funds charging 1.4% more per year than an identical lower-cost share class of the same funds — a class the trust qualified for all along. That's $14,000 a year in unnecessary fees; over ten years, counting the growth that money never got the chance to earn, roughly $185,000 gone from the family's trust. A review either finds something like this — or confirms, in numbers, that it isn't happening to you.

See a full sample review →

Nobody is told. Nothing is filed. This review is yours alone.

Your trustee is never contacted. No one is notified — not the bank, not your family, not anyone. We work only from documents you already have. No cookies, no trackers, no marketing lists. Share the results, act on them, or never mention them again — that is entirely yours to decide.

Methodology

  1. Send what you already have. The trust document and the account statements — even incomplete years, even just PDFs from the mail. You tell us, in your own words, what the trust is supposed to be doing.
  2. Every line gets read. Our analysis software and analysts review the fees you're being charged, the investments chosen, and how the portfolio has actually performed against the trust's own stated purpose — not against vague standards like “prudent.”
  3. A human expert rules out the innocent explanations. Some things that look wrong aren't — there are legitimate reasons a portfolio can look unusual. Every flag is reviewed by an experienced professional before it reaches you, and the ones with valid explanations are set aside and explained.
  4. You get a written report with numbers. Specific findings, in dollars, with the reasoning shown — something you can bring to a family meeting, or hand to your own attorney if it comes to that.

What happens after your review

If everything checks out

You get that in writing, with the numbers. Many families frame it and stop worrying; that outcome is the point for most people.

If the numbers raise questions

An independent licensed professional can review the findings and sign an opinion. They are paid the same whether they confirm a problem or clear it, and we expect to publish how often they clear them.

If something is seriously wrong

Your report and its workpapers are built to hand directly to your own attorney. We do not choose the attorney, and we take nothing from anyone you hire.

How we build a review — the full method →

Read an actual review before you decide

The full sample — the numbers, the findings, the innocent explanations checked, and what came back clean.

See the sample review →

One review. One flat fee.

$500

Complete review and written report. No other charges, ever. Shareable with your siblings — one review covers the whole family.

Reserve your review — you pay nothing today

We're onboarding a limited first group of families. Reserve your spot below: there is no charge and no obligation. We'll email you once, when we open, and you decide then.

No payment. No card. One email when we open — nothing else.

Prefer to see the work first? See a sample review · How we build it